Coming Soon · In active development

Chapter 7 bankruptcy prep that doesn't require a $1,500 retainer.

BK Prepare is a guided self-prep tool that walks you through every official federal form, auto-fills the paperwork, and flags the situations where you really should talk to an attorney.

No spam. One email when beta opens. Unsubscribe anytime.

Built with attorneys in mind
Plain-language, step-by-step
Free during open beta
16
Federal forms
2,400+
PDF fields handled
14
Interview sections
$0
During open beta

What BK Prepare does

Everything the official forms ask — translated to plain English.

Filing Chapter 7 means a 70+ page packet of dense federal forms. BK Prepare turns that into a guided interview, auto-fills every PDF, and tells you when your situation is too complex to go it alone.

Guided 14-section interview

Plain-language questions, auto-save, resume on any device. Conditional logic hides what doesn't apply to you.

Auto-fills 16 federal forms

Voluntary Petition, Schedules A–J, SOFA, the Means Test, Statement of Intention — over 2,400 fields handled correctly.

Complexity flags

11 situations (prior bankruptcy, business interests, tax debt, lawsuits, garnishment…) surface a clear "see an attorney" warning.

Attorney portal

Multi-case dashboard, secure client-review links (/review/<token>), and an attorney-mode interview for white-glove cases.

Free Means Test pre-check

Find out whether you qualify for Chapter 7 before you pay anything. The Means Test stays free, even at full launch.

All the federal forms, handled

Form 101 · Voluntary Petition Form 106A/B · Property Form 106C · Exemptions Form 106D · Secured Creditors Form 106E/F · Unsecured Creditors Form 106G · Executory Contracts Form 106H · Co-Debtors Form 106I · Income Form 106J · Expenses Form 106Sum · Summary Form 106Dec · Declaration Form 107 · Financial Affairs Form 108 · Statement of Intention Form 119 · Preparer Declaration Form 121 · SSN Statement Form 122A-1 · Means Test Form 122A-2 · Means Test Part II Form 101 · Voluntary Petition Form 106A/B · Property Form 106C · Exemptions Form 106D · Secured Creditors Form 106E/F · Unsecured Creditors Form 106G · Executory Contracts Form 106H · Co-Debtors Form 106I · Income Form 106J · Expenses Form 106Sum · Summary Form 106Dec · Declaration Form 107 · Financial Affairs Form 108 · Statement of Intention Form 119 · Preparer Declaration Form 121 · SSN Statement Form 122A-1 · Means Test Form 122A-2 · Means Test Part II

A look inside

Real screenshots of what we're building.

Pulled straight from the dev build today. The polish isn't finished — the workflow is.

The road to launch

Four phases. You're early.

We're shipping in the open. Join the waitlist now and you'll be among the first invited to Phase 2.

  1. PHASE 01

    Build

    Core interview, PDF generation across all 16 forms, attorney portal, complexity-flag engine. The product itself.

    In progress
    • ✓ 14-section guided interview
    • ✓ PDF generation for 2,400+ fields
    • ✓ Attorney dashboard & client share links
    • → Polish, accessibility audit, hardening
  2. PHASE 02

    Closed Beta

    Invite-only testing with a small group of self-filers and attorneys. We watch every flow, fix what breaks, refine the language.

    Up next
    • · Waitlist members invited first
    • · Tight feedback loop
    • · Attorney usability sessions
  3. PHASE 03

    Open Public Beta — Free

    Anyone can use BK Prepare at no cost while we harden it at scale. Real filings, real feedback, no paywall.

    $0 to use
    • · Open registration
    • · Full feature set
    • · Help us catch the edge cases
  4. PHASE 04

    Public Release

    Paid product with ongoing updates — new features, expanded chapters, more jurisdictions. Means Test stays free forever.

    Future
    • · Continual updates
    • · New form coverage
    • · Improved attorney workflows

Pricing

Free during beta. A fraction of attorney fees at launch.

Means Test only
Free
— always

Find out if you qualify for Chapter 7 before you do anything else. No payment, no signup-wall.

  • ✓ Form 122A-1 means test
  • ✓ Above-median deductions (122A-2)
  • ✓ Clear qualify/don't-qualify answer
Full petition packet
Best value
$78.89
at launch · $1,000+ typical attorney prep

Complete, court-ready Chapter 7 packet. All 16 forms, auto-filled, ready to print and sign.

  • ✓ Every required federal form
  • ✓ Complexity flag report
  • ✓ Free during open beta

BK Prepare is not a law firm and does not provide legal advice. We help you fill in your own paperwork.

Be first in line for Phase 2 invites.

Drop your email. We'll reach out the moment beta opens.

FAQ

Questions, answered.

Is BK Prepare legal advice? +

No. BK Prepare is a self-help tool. We help you understand what each form asks and fill it in — we're not a law firm and can't represent you in court. For situations our complexity flags surface, we'll recommend you talk to an attorney.

Do I still need an attorney? +

For straightforward cases, many people file Chapter 7 pro se (without an attorney). If your case hits any of our 11 complexity flags — prior bankruptcy, business interests, lawsuits, etc. — we'll tell you, and you should strongly consider hiring one.

When does beta open? +

We're heads-down on Phase 1 now. Closed beta invites will go out to waitlist members first, then we'll open public beta (free for everyone). Join the list and you'll be the first to know.

What does it cost? +

$0 during open beta. After launch: the Means Test pre-check stays free forever; the full petition packet is $78.89. Compare that to the $1,000–$2,500 most attorneys charge to prep Chapter 7.

Is my data private? +

Yes. Your interview data is yours. We don't sell it, we don't share it, and we encrypt sensitive fields. Full privacy details will be published before beta opens.

What chapters / jurisdictions are supported? +

Chapter 7 (individual) across all U.S. federal districts at launch. Chapter 13 and additional flows are on the roadmap for post-release.

How do I get in touch? +

Email us at BKStaff@bkprepare.com — questions, attorney inquiries, press, partnerships, anything. We read every message.

Have something specific to ask? BKStaff@bkprepare.com