Learn the basics

Bankruptcy, in plain English.

Short, honest explainers on Chapter 7 — what it is, how it works, whether it fits your situation, and when you should hire an attorney instead of going DIY. No legalese, no upsell.

What is Chapter 7 bankruptcy?

The fastest, most common form of consumer bankruptcy in the U.S. What it does, who it's for, and the ~4-month timeline.

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Chapter 7 vs 13 vs 11

A side-by-side comparison: liquidation vs. repayment plan vs. business reorganization. Which chapter fits your situation.

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What is self-filing software?

"Pro se" means representing yourself. Software exists to make that path realistic — here's what it does, and what it can't.

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Do I qualify for Chapter 7?

The Means Test in plain English: median-income comparison, the 6-month lookback, and what happens if you're above median.

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When DIY is a bad idea

11 specific complexity flags where self-filing is the wrong call and an attorney is worth every dollar.

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More topics coming

Exemptions, the step-by-step filing process, what gets discharged, life after filing, a glossary of bankruptcy terms — all in the works.

Soon

Educational information only — not legal advice. BK Prepare is a self-prep tool, not a law firm. Everything in the Learn library is a general overview. For advice on your specific situation, consult a licensed bankruptcy attorney.